The self-employed mortgage checklist
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Confusing requirements
Every lender wants slightly different proof of income, and the rules are rarely written in plain English. It’s hard to know what “good enough” looks like.
Avoidable delays
One missing SA302, an out-of-date bank statement, or the wrong year’s accounts, and the lender comes back asking for more.
Starting over
Prepare the wrong things and you’re back to chasing your accountant and re-downloading statements, right when you want to move fast.
Prepare the right documents up front, so a missing file doesn’t hold things up when the lender asks.
Everything you need to prepare, in one place.
Every document listed, split by how you’re paid: sole trader, limited company director, or contractor.
A plain-English reason for each one, so you understand what the lender is actually checking.
The format lenders expect, and the common mistakes that trigger follow-up requests.
Download the free checklist and know exactly what to gather before you apply.
Your home may be repossessed if you do not keep up repayments on your mortgage.